These are uncertain times. Markets are on a rollercoaster; headlines shift, prices climb, and it feels like stability is out of reach. We know you are resilient. You are guiding your household, family and friends through this moment. You have set your relationship with money on a resilient path.

Here are 3 things you can do right now to feel more in control:

Revisit Your Budget (or start one!)

• A budget is a love letter to your future self.

• Track spending, set priorities, and get honest about must–do expenses vs. wanna-do ones.

• Learn to say NO TO SPENDING to yourself and to others without guilt, for your financial peace and wellness.

Build or Boost Your Emergency Fund

• Aim to save 3-6 months of living expenses. If that feels too much, start with €100.

• Small steps build big safety nets.

Learn How Money Works

• Save first, then invest and then spend.

• When the money comes in, treat it with care, and intention.

• Nurture your money to grow – ensure you have advisors you trust to get their views and professional assistance FOR SAVING AND INVESTING.

Quick Tip: beware of lifestyle inflation. Pause before spending on lifestyle treats. There is always a trade-off between lifestyle and financial wellbeing.

Women Supporting Women

Meet Jasmine, a 27-year-old teacher who started a side-hustle tutoring online. With a few extra hours of work each week, she saved over €3,000 in 6 months.

Her advice: “know your worth, charge it, SAVE and put your money to work”.

Inspiration for the Month

“Don’t save what is left after spending but spend what is left after saving.” - Warren Buffet, legendary investor.

YOU are not alone. Money can be emotional, messy, and overwhelming. But it is also a tool for freedom and power. Let’s keep learning, growing, and supporting each other. We see you. We believe in you. Let’s thrive together.

Queens of Money is empowering women's money management decisions through conversations and learning.